Kevin P. Cummings, PLC
736 West Grand River Avenue
Brighton, MI 48116-2303
Telephone: 810-494-7194 | Fax: 810-225-4146
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Disputes that arise in the securities industry involve a highly complex, technical and fluid area of the law. If you have lost money because of an investment specialist’s negligence, mistake or unethical conduct, or if you are a financial industry professional who feels that you may have been wronged by your former employer, the guidance of an experienced securities lawyer is crucial for understanding and protecting your rights.
At the law office of Kevin P. Cummings, PLC, I draw from a valuable depth of experience that few attorneys can offer. I am a veteran of a leading financial services and insurance firm. With my experience in law and investment services, I possess the ability to assess a situation from multiple angles – from the perspective of the client, as well as that of their opponent. As a former prosecuting attorney, I am aware of the value that a focused, aggressive approach can bring to achieving positive results for my clients.
Call 810-494-7194 or contact me online to schedule a complimentary initial consultation to discuss your securities law matter.
Unlike other firms, securities law is my exclusive focus. I am dedicated to providing efficient, value-oriented, cost-effective representation. I strive to build meaningful, long-lasting relationships with the clients I serve.
The Financial Industry Regulatory Authority (FINRA) is a non-governmental agency that oversees entities and individuals in the financial services industry, such as brokerage houses, investment advisor representatives and financial planners. FINRA was formed in 2007 through the marriage of the National Association of Securities Dealers (NASD) and the New York Stock Exchange (NYSE). In contrast to the Securities and Exchange Commission (SEC), a governmental agency whose functions are primarily related to enforcement, FINRA’s functions center upon policies and procedures, best practices, education, and the administration of a forum for resolving securities law disputes.
If you are an investment advisor or registered representative, it is in your best interest to be proactive and make certain you are in compliance with all the current regulations and laws that are applicable to your practice. Kevin P. Cummings, PLC can help with your compliance-related issues.
Whether your issue involves misconduct by a broker, negligence, selling-away, churning, diversification issues, risk tolerance issues, suitability, and a host of other potential actionable matters, resolution of your matter often begins with the terms and conditions of your brokerage agreement, advisor or employment contract. Options for pursuing relief will largely be dictated by the terms and conditions of these documents. Most brokerage contracts contain arbitration clauses, which typically prevent you from pursuing your claim through a “traditional” lawsuit.
The securities industry is a constantly changing environment where answers to legal disputes are not always clear-cut. If you have been the victim of securities fraud or negligence, churning, unsuitable investments such as variable annuities or unauthorized trading, my first priority is to determine whether your case is actionable. I will carefully evaluate your situation and, if there is merit to your matter, I will pursue your case aggressively.
If you have lost money as a result of negligence, fraud, misrepresentation, or other wrongdoing by your investment professional, you may be entitled to compensation for that loss. The nature of your claim depends on who was responsible for the loss. Brokers and investment advisor representatives are held to varying legal standards and duties. I have experience representing clients in both broker misconduct claims and investment advisor representative misconduct claims.
With an LL.M. in Labor Law, in addition to my securities background and experience, I understand the complicated nature of employment-related claims that arise within the scope of the securities industry. The terms of your employment contract, as interpreted through the restrictive prism of FINRA and its policies and procedures (with reference to your U-4, U-5, and your contract or advisor contracts) mostly dictate what options for recourse are available to you. I will aggressively represent investment specialists’ interests in actions against their former employer, whether in arbitration or in the courtroom.
Call 810-494-7194 or contact me online to schedule a free consultation to discuss any of these securities law matters.
My office is located in the Mill Pond Park office suites in downtown Brighton and is open 8:30 a.m. to 5 p.m. Monday through Friday. Appointments for other times and locations are also available. For your convenience, credit cards are accepted.
Knowledge. Experience. Perspective.
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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.
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