Kevin P. Cummings Attorney and Counselor at Law

Investment Advisor Representative Misconduct Claims

Experienced Investment Advisor Representative Misconduct Lawyer

Straightforward and Aggressive Representation for Clients Throughout Southeastern Michigan and Central and Northern Indiana

Like securities brokers, investment advisor representatives (IARs) and financial planners are responsible for providing honest, reliable advice to investors. Additionally, IARs and financial planners are bound to a legally-defined "trust" relationship with their clients. A breach of that trust could have a devastating effect to you, your family and your life's work.

At the Brighton, Michigan, office of Kevin P. Cummings, Attorney at Counselor at Law, I offer aggressive representation for clients throughout Southeastern Michigan and Central and Northern Indiana in misconduct, fraud and negligence claims against investment advisor representatives and financial planners. An attorney with an extensive background in securities law, I bring to every case a valuable store of knowledge and perspective that comes from having worked in the securities industry.

Investment Advisor Representatives and Financial Planners:
A Trust Relationship That Involves a Higher Standard of Care

Any time you enter into a relationship with an IAR or financial planner, you are entering into a fiduciary relationship. This relationship is not simply based on the recommendation of a stock, bond or variable annuity that they want you purchase. Rather, it is a relationship founded on trust.

These investment specialists are obligated by law to act with your best interests in mind. They are required to understand your individual financial situation and develop investment strategies suited to your specific goals and desires, not what pays the highest commission to them.

In short, they are required by law to care for your
nest egg almost as if it were their own.

While the majority of IARs and financial planners act honestly, responsibly and with a high level of professionalism, the failure to meet fiduciary obligations does occur, resulting in significant financial harm to the investor.

Contact me to schedule a complimentary initial consultation if you have suffered a financial loss due to misconduct by your investment advisor representative or financial planner:

• Making investments that are not suitable for your financial situation
• Churning (excessive trading to generate commissions)
• Recommending variable annuities that are not suitable for you
• Misrepresenting or omitting facts to gain your interest
• Negligence
• Manipulating stocks ("pump and dump")
• Failing to process orders in a timely fashion
• Entering orders with mistakes
• Theft
• Forgery
• Unauthorized trading / discretionary trading
• Selling away

Knowing Whether You Have a Claim Requires the Right Guidance 

The securities industry involves a constantly-changing legal and financial landscape, and legal answers are not always simple or clear-cut. Securities law is complicated, and knowing whether you have a viable claim is not simply a matter of whether you lost money, felt wronged or think the trust relationship was breached. You need the help of an experienced securities attorney to help you determine whether you have an claim.

When you come to my office, I will take the time to carefully assess the facts of your situation to determine whether you have an actionable claim under the law. I will provide straightforward guidance to ensure you fully understand your options and rights at every step.

If you have an actionable claim, you can be assured that I will zealously protect your interests as I work to recover as much of your investment as possible, whether in arbitration or litigation.

Schedule a Complimentary Consultation

Investors have to be able to trust the professionals they rely on to make investment recommendations. If you have a strong belief that your investment advisor representative or financial planner has breached this trust, call 810-494-7194 or contact me online to schedule a free initial consultation to discuss your matter.

My office is located in the Mill Parke Pond office suites in downtown Brighton and is open 8:30 am and 5:00 pm Monday through Friday. Appointments for other times and locations are also available. For your convenience, credit cards are accepted.

Knowledge. Experience. Perspective.

Kevin P. Cummings Attorney and Counselor at Law 736 West Grand River Avenue Brighton, MI 48116-2303 Telephone: 810-494-7194 | Fax: 810-225-4146 Map and Directions | E-mail Me

Kevin P. Cummings, Attorney and Counselor at Law, represents clients throughout Southeastern Michigan and Central and Northern Indiana including: Brighton, Ann Arbor, Battle Creek, Canton, Detroit, Farmington, Flint, Grand Rapids, Grosse Pointe, Howell, Kalamazoo, Lansing, Muskegon, Northville, Plymouth, Port Huron, Saline, South Lyon, Troy, Warren, Washtenaw County, Oakland County, Wayne County, Macomb County, Monroe County, Ingham County, Kent County, Kalamazoo County, Livingston County and Genesee County, Michigan. He also represents clients in Fort Wayne, Indianapolis, Allen County, Hamilton County and Marion County, Indiana.